Short-term capital that funds your purchase (A-B) so you can close and resell to your end buyer (B-C) the same day — without assigning the contract or exposing your spread.
Transactional funding is very short-term capital used to close a double closing — two back-to-back sales of the same property, usually on the same day. You buy the property from the original seller (the "A-B" transaction) and immediately resell it to your end buyer (the "B-C" transaction). The funding covers the A-B purchase for the few hours or days between the two closings, and is repaid from the proceeds of the B-C sale.
CapitalBridge Lending helps real estate wholesalers fund double closings so they can close cleanly and keep their spread private.
Illustrative scenario for education — not an actual client, quote, or commitment to lend.
A wholesaler has a property under contract to buy at $180,000 and an end buyer lined up at $205,000 — a $25,000 spread.
They don't want to assign the contract, because that would show the end buyer the full $25,000 spread — and they don't have $180,000 in cash to fund the purchase themselves.
Transactional funding covers the A-B purchase for the few hours between closings. The two deals close back-to-back at the same title company, and the B-C sale proceeds repay the funding immediately.
Both legs close the same day, the end buyer only ever sees the B-C price, and the wholesaler keeps their spread — without putting up their own capital.
General ranges — actual terms depend on the deal structure, both contracts, title, and final underwriting.
| Item | General Range |
|---|---|
| Funding covers | The A-B purchase, short-term, until the B-C sale funds |
| Term | Very short — typically same-day to a few days |
| Pricing | Usually a flat transaction fee rather than long-term interest |
| Requirement | A firm, verified end-buyer (B-C) transaction and coordinated title |
| Docs | Executed A-B and B-C contracts, title commitment, proof of end-buyer funds |
| Closing | Both legs same-day / back-to-back at one title company |
Pricing, fees, and eligibility vary by deal structure, both contracts, title, market, documentation, and final underwriting. Any examples are for discussion only and are not a commitment to lend.
Assigning transfers your contract to the end buyer (who then sees your fee). A double close is two separate sales — you actually buy, then resell — which keeps your spread private. Transactional funding pays for the buy.
Very short — often the same day. It's repaid as soon as the B-C sale funds.
Transactional funding is designed to cover the A-B purchase so you don't have to tie up your own cash, subject to a firm end-buyer and underwriting.
Yes — a firm, verified B-C transaction is the core requirement, since the funding is repaid from that sale.
That's the norm — both legs are coordinated back-to-back at one title/closing agent.
No. A bridge loan is for holding or stabilizing a property over weeks or months; transactional funding is for a same-day double close with an end buyer already in place.
Send us the A-B and B-C details and we'll tell you quickly whether transactional funding fits and what the next steps are.
Get Transactional Terms Call (800) 555-0142